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Russia’s Largest Bank Launches DeFi Platform

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Alfa-Bank has launched the "A-Token" platform for the issuance of digital financial assets (DFAs).

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Alfa-Bank is now the second-largest banking institution in Russia authorized to mint digital coins after state-owned Sberbank.

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The license list also includes fintech company Lighthouse and tokenization service Atomyze.

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Alfa-Bank plans to issue its own DFAs through the A-Token platform, with a pilot release in February 2023.

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The platform will issue two types of financial instruments - DFAs equivalent to traditional financial instruments and new investment instruments, including tokenized physical assets.

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Alfa-Bank announced its intention to create an infrastructure for DFAs in September 2022.

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Issuance of DFAs in Russia is regulated by the law "On Digital Financial Assets" which came into force in January 2021.

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The Russian authorities have also been developing a legal framework for decentralized cryptocurrencies like Bitcoin.

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Crypto payments are considered as a way to bypass Western financial restrictions in Russia and a digital ruble is also in the making.

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Alfa-Bank and Sberbank have been placed under sanctions by the U.S. Treasury Department and Russian access to crypto assets has been targeted by the European Union.

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